Jumbo mortgage loans are loans that are above the conventional or conforming limits set by the two leading industry purchasers of residential mortgages in the U.S, Fannie Mae and Freddie Mac.

I’m sure many of you have dealt with your hometown mortgage company for your all of your mortgage needs in the past. While this is perfectly acceptable to deal with someone who you many know personally or by reputation

If you have ever been through a foreclosure, it can seem as if you have totally ruined your chance of ever getting another home mortgage again.

Jumbo mortgage loans approvals have become much more difficult with the recent financial and mortgage meltdown. Many lenders who previously offered jumbo loans have been much more selective in their origination of these loans.

The underwriting part of the mortgage loan process can take anywhere from 1 day to a couple of weeks. This “limbo” period is where you may start to get anxious about what is happening.

Home mortgage loans for people with bad credit are more difficult to come by in today’s difficult financial environment. Once upon a time not too many years ago, if you had bad credit you could probably find 100% financing

With the complex financial mortgage lending and housing market that exists today, there is one program that offers possibly the lowest fixed rate mortgage available: The USDA Federal Home Loan Program.

Unconventional no down payment mortgage loans are difficult to come by in the distressed home loan mortgage market we are experiencing.

Many people believe that buying a home after a foreclosure is an impossibility. Those of you who think this way are quite mistaken.

Are you in the market for a new home but don’t have the 20% down payment that is mandatory by many mortgage lenders today? If so, a mortgage 80 20 could be your answer to a new home loan.